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Overdraft Protection

Coastal offers overdraft protection to protect you from costly mistakes such as mathematical errors when balancing your account or failing to record a check or ATM withdrawal. Overdraft protection provides peace of mind. Your overdraft protection will transfer funds when needed, providing worry-free banking.

Options:

We strongly endorse using a line-of-credit as your primary means of overdraft protection due to Federal Reserve restrictions on savings account transfers.

  Line-of-Credit Savings Account
Transfer Amount* $100/transfer $500/transfer
Fee None $1.00/transfer
Restrictions on transfers None Federal Reserve Restrictions
How to Apply Apply Online » or call our 24-Hour Lending Center at 1-877-APPLY24. Fill out the Authorization for Overdraft Protection form (pdf) and submit it to your Coastal Branch.
*Dollar amounts transferred in increments specified above or available balance.
Related Links:
Overdraft Line-of-Credit
Apply Online »
Accel Members Financial Counseling


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Members' accounts are insured by the National Credit Union Administration (NCUA) up to $100,000 (IRA accounts are insured up to $250,000). Equal Housing Lender. Penalty for early withdrawal from Certificate Accounts. Rates subject to change daily. Terms and Conditions do apply. » indicates a 3rd party link. © 2008 Coastal Federal Credit Union All rights reserved.
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