COASTAL - Loan to Value (LTV) Calculator


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Loan Amount	The amount you want to borrow
Value	The appraised value of your home
Loan Amount Value	Ratio that determines the percentage or portion of your loan amount relative to the value of your home

Loan-to-Value Ratio:

What does it mean?	A lending risk ratio calculated by dividing the total amount of the loan by the appraised value of your property.
How does this affect my interest rate?	Coastal uses this ratio, along with credit guidelines, credit score, loan amount and term to determine the interest rate charged.

Loan-to-Value (LTV) Calculator

Enter the estimated market value of your home:

Enter the amount that you still owe on your 1st Mortgage:

Percentage LTV

Your Percentage of
Market Value

Total Amount
That You Can Borrow

80% LTV

100% LTV

* This calulator is provided for informational purposes only. Calculations are based upon the assumptions you enter. Please note that rounding errors can make a small difference in calculations. The circumstances surrounding your credit and loan qualifications may result in different calculations. Minimum loan amount is $5,000. To avoid fees, minimum loan amount is $10,000.

Related Links:

Direct Loan Payment

Home Equity Terms & Conditions

Have a Question?

1 (800) 868-4262

ABA/Routing # 253175494

Members' accounts are insured by the National Credit Union Administration (NCUA) up to $250,000 (IRA accounts are insured up to $250,000). Equal Housing Lender. Penalty for early withdrawal from Certificate Accounts. Rates subject to change daily. Terms and Conditions do apply. » indicates a 3rd party link. © 2008 Coastal Federal Credit Union All rights reserved.