Use the equity in your home to gain powerful financial advantages, valuable purchasing power, the ability to consolidate debts, and more.

A second home is defined as a single family property (1 family) occupied by the member for at least two weeks a year, remote in distance and time of travel from the primary residence, and on which rental income from the property isn't used to qualify the loan. The property must be suitable for year-round occupancy. Also, it is intended, at some future date, for use as a retirement home by the member. It can't be subject to a rental lease with a term of more than 50 weeks.

• A variable rate second mortgage based on the Prime Rate.
• Second Home Only
• "No Closing Costs" if the initial advance is $10,000 or more and the balance is maintained for at least 12 months. (Otherwise, closing costs could range from $50.00 to $450.00)
• The interest you pay may be tax deductible
• Available for property located in NC, SC, and VA only
• We have rates for 90% combined loan-to-value.

Apply Online! »

Or call our 24-Hour Lending Center at 1-877-APPLY24.