Our most popular home equity loan!

This loan is the choice for members who like having the flexibility, versatility, and tax deductibility that a line-of-credit provides.

• A variable rate second mortgage (Primary Residence Only)
• "No Closing Costs" if the initial advance is $10,000 or more and the balance is maintained for at least 12 months. (Otherwise, closing costs could range from $50.00 to $450.00)
• The interest you pay may be tax deductible
• Available for property located in NC, SC, and VA only

We have two rates to choose from depending on the combined loan-to-value.

All loans granted using either a condominium as security, or a loan amount over $250,000, require an appraisal (i.e., we will be unable to use tax value computation).

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Or call our 24-Hour Lending Center at 1-877-APPLY24.