Automated Clearing House is a funds transfer system which provides for the interbank clearing of electronic items for financial institutions. Money can be exchanged between financial institutions in the form of debits and credits. These debits and credits are generally exchanged to pay bills and process payroll.

There is no cost to the member for this service. Simply contact the company in which your debit or credit will originate to see if they participate in the ACH program. Your employer, power company, insurance company, telephone company, and your cable television company are just a few of the firms that may participate in the ACH program.

Once you set up ACH, if you want to stop an automatic draft from your account you must contact the company that has initiated the draft. The credit union does NOT originate any items from member accounts. Read more here! »

If you find that there has been an unauthorized debit against your account, you should make an attempt to contact the company that has drafted your account. If you are not able to contact the company, a member may complete and sign an ACH Affidavit (pdf) form with the credit union.

Coastal Federal Credit Union's routing and transit number (or ABA number): 253175494

Please send completed and signed form to:

Coastal Federal Credit Union
P.O. Box 58429
Raleigh, NC 27658
Attn: John Boyette, ADS Department
919-420-8271 or 800-868-4262 ext. 8271