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Mortgage Rates

All Mortgage rates are effective as of today.

For the No Closing Cost Mortgage option, add .25% to the interest rate.

Last Changed: 05/01/08
Mortgage Type* Primary / Second Home Discount Points Rate  
Conforming   Sign up for Mortgage Rate Watch.
30 Year Fixed Up to $417,000 0 5.875%  apply
20 Year Fixed Up to $417,000 0 5.750%  apply
15 Year Fixed Up to $417,000 0 5.375%  apply
10 Year Fixed Up to $417,000 0 5.250% apply
1 Year ARM Up to $417,000 0 3.875%  apply
3/1 ARM Up to $417,000 0 5.125%  apply
5/1 ARM Up to $417,000 0 5.250%  apply
7/1 ARM Up to $417,000 0 5.375% apply
10/1 ARM Up to $417,000 0 5.500%  apply
         
Non-Conforming   Sign up for Mortgage Rate Watch.
30 Year Fixed $417,001 and above 0 6.375% apply
15 Year Fixed $417,001 and above 0 6.125% apply
1 Year ARM $417,001 and above 0 4.625%  apply
3/1 ARM $417,001 and above 0 5.625%  apply
5/1 ARM $417,001 and above 0 5.750%  apply
7/1 ARM $417,001 and above 0 5.875%  apply
7/1 ARM Interest only 0 6.125% apply
10/1 ARM $417,001 and above 0 6.000%  apply
         
First Time Home Buyer Sign up for Mortgage Rate Watch.
30 Year Fixed Up to $417,000
(No Mortgage Insurance)
0 6.375%  apply
         
VA   Sign up for Mortgage Rate Watch.
VA - 15 Year Fixed Up to $417,000 0 5.875%  apply
VA - 30 Year Fixed Up to $417,000 0 6.125%  apply
         
Investment - Investment Properties $417,000 Sign up for Mortgage Rate Watch.
10 Year Fixed   1.50 to 2.50 6.000%  apply
7 Year Balloon   1.50 to 2.50 6.125%  apply
*For the No Closing Cost Mortgage option, add .25% to the interest rate.

Mortgage rates are subject to change daily. Maximum Conforming loan amounts are as follows: $417,000 one-family, $533,850 two-family, $645,300 three-family, and $801,950 four-family.

Other Terms and Conditions

Related Links:
Apply for a Mortgage Online »
Mortgage Calculator
Sign up for Mortgage Rate Watch


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Members' accounts are insured by the National Credit Union Administration (NCUA) up to $100,000 (IRA accounts are insured up to $250,000). Equal Housing Lender. Penalty for early withdrawal from Certificate Accounts. Rates subject to change daily. Terms and Conditions do apply. » indicates a 3rd party link. © 2008 Coastal Federal Credit Union All rights reserved.
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